Company Summary
KTC-R KRUNGTHAI CARD PUBLIC COMPANY LIMITED
Financials/Finance & Securities
SET50 / SETTHSI
CG Report:   
 
  Data as of 02 Dec 2020  
Price (B.) 52 Week High/Low P/E (X) P/BV (X) Paid-up (MB.) Market Cap (MB.)
51.25 54.50 / 23.30 24.79 6.16 2,578.33 132,139.62
News
Date/Time Subject
13 Nov 2020 18:06   Management Discussion and Analysis Quarter 3 Ending 30 Sep 2020
13 Nov 2020 18:05   Financial Performance Quarter 3 (F45) (Reviewed)
13 Nov 2020 18:05   Financial Statement Quarter 3/2020 (Reviewed)
10 Nov 2020 17:03   To inform of a Joint Venture and Business-Related Transactions (Adjustment #2)
10 Nov 2020 12:33   To inform of a Joint Venture and Business-Related Transactions (Adjustment)
more

Company Profile
Address UNITED BUSINESS CENTER II BUILDING, FLOOR 14, 591 NORTH KLONGTON, WATTANA Bangkok 10110
Telephone 0-2123-5000, 0-2123-5100
Fax 0-2828-5064
URL www.ktc.co.th
  Annual Report 2019
Establish Date - Listed Date 28/10/2002
IPO Price (Baht) 19.00 @Par10.00 Baht
IPO Financial Advisory
  • MERRILL LYNCH PHATRA SECURITIES CO., LTD.
  • Par 1.00 Baht
    Last Par Change Old 10.00 : New 1.00 @ 13/07/2018

    Business
    The Company provides consumer financial products in Thailand; provides credit card business, credit card related business, acquiring business, bill payment and personal Loan business

    Free Float 25 May 2020 28 Feb 2019
    % /Shareholders
    35.63% 14,314 33.71% 13,228
    Foreign Shareholders 9.47% (As of 02/12/2020) Foreign Limit 49.00%
    NVDR Shareholders  7.97% (As of 02/12/2020)
    5 Yr Price Performance (Adjusted Price)
    Price Performance (Adjusted Price) Compare to Stock (%) Compare to Sector (%) Compare to Market (%)
    5 Days 12.02 8.59 11.85
    20 Days 29.75 18.18 10.00
    60 Days 65.32 38.67 53.42
    120 Days 37.58 25.50 33.34
    YTD 29.75 31.20 44.56
    P/E (X) 24.79 19.08 28.06
    P/BV (X) 6.16 2.79 1.59
    Turnover Ratio (%) 0.50 0.35 1.23

    Top 10 Major Shareholders(@25 May 2020) Share %
    1. ธนาคาร กรุงไทย จำกัด (มหาชน) 1,270,908,500 49.29
    2. นาย มงคล ประกิตชัยวัฒนา 388,669,300 15.07
    3. นาย SATAPORN NGAMRUENGPHONG 128,509,000 4.98
    4. บริษัท Thai NVDR Company Limited 121,809,471 4.72
    5. น.ส. ฉันทนา จิรัฐิติภัทร์ 109,247,000 4.24
    6. UOB KAY HIAN PTE LTD A/C - RC 50,000,000 1.94
    7. SOUTH EAST ASIA UK (TYPE C) NOMINEES LIMITED 36,955,531 1.43
    8. บริษัทหลักทรัพย์ เมย์แบงก์ กิมเอ็ง (ประเทศไทย) จำกัด (มหาชน) 25,018,300 0.97
    9. MRS. MANEERAT NGAMRUENGPHONG 17,079,200 0.66
    10. UBS AG SINGAPORE BRANCH 15,300,000 0.59

    Management Position
    1. Mr. PARINYA PATANAPHAKDEE CHAIRMAN OF THE BOARD OF DIRECTORS
    2. Mr. RATHIAN SRIMONGKOL CHIEF EXECUTIVE OFFICER / DIRECTOR
    3. Mrs. PRARALEE RATANAPRASARTPORN DIRECTOR
    4. Mr. PICHIT JONGSALISWANG DIRECTOR
    5. Lt.Gen. APICHAT CHAIYADAR INDEPENDENT DIRECTOR
    6. Mr. PRAPHAISITH TANKEYURA INDEPENDENT DIRECTOR / CHAIRMAN OF THE AUDIT COMMITTEE
    7. Mr. NATHPORN CHATUSRIPITAK INDEPENDENT DIRECTOR / AUDIT COMMITTEE
    8. Mrs. NAMPUNG WONGSMITH INDEPENDENT DIRECTOR / AUDIT COMMITTEE
    Accumulated: Turnover Ratio, Value Trade/Day
    Statistics YTD
    02 Dec 2020
    2019
    30 Dec 2019
    2018
    28 Dec 2018
    Listed share (M.) 2,578.33  2,578.33  2,578.33 
    Market Cap (MB.) 132,139.62  101,844.20  78,639.19 
    Price (B./share) 51.25  39.50  30.50 
    BVPS (B./Share) 8.32  7.15  5.86 
    P/BV (X) 6.16  5.52  5.20 
    P/E (X) 24.79  18.74  16.21 
    Turnover Ratio (%) 118.40  101.65  192.96 
    Value Trade/Day (MB.) 459.32  422.61  711.25 
    Beta 1.12  1.49  2.04 
     
    Rate of Return YTD  2019  2018 
    Price Change (%) 29.75  29.51  63.98 
    Dividend Yield (%) 1.72  2.08  1.74 
    Payout Ratio 0.43  0.39  0.28 
    Dividend Policy Approximately 40 percent of the net profit after the deduction of income tax and appropriation of legal reserve

    Dividend
    Operation Period Dividend/Share Unit Payment Date Type
    01 Jan 2019 - 31 Dec 2019 0.88 Baht 30 Apr 2020 Cash
    01 Jan 2018 - 31 Dec 2018 0.82 Baht - Cash
    01 Jan 2017 - 31 Dec 2017 5.30 Baht 11 May 2018 Cash
     
    Auditor
    (Effective Until 31/12/2020)
    MR. SUPHAMIT TECHAMONTRIKUL/DELOITTE TOUCHE TOHMATSU JAIYOS AUDIT CO., LTD.
    MR. CHAVALA TIENPASERTKIJ/DELOITTE TOUCHE TOHMATSU JAIYOS AUDIT CO., LTD.
    MRS. NISAKORN SONGMANEE/DELOITTE TOUCHE TOHMATSU JAIYOS AUDIT CO., LTD.
    F/S Year ended 31/12
    Latest Type of Report Unqualified opinion with an emphasis of matters
    Financial Data
    Statement of Financial Position (MB.) 9M/2020 
    (01/01/20 
    -30/09/20) 
    9M/2019 
    (01/01/19 
    -30/09/19) 
    2019 
    (01/01/19 
    -31/12/19) 
    2018 
    (01/01/18 
    -31/12/18) 
    2017 
    (01/01/17 
    -31/12/17) 
    Cash 3,204.72 1,171.26 1,348.37 2,722.14 1,701.18
    Interbank & Money Mkt. - - - - -
    Investment Net - 9.00 9.00 9.03 12.06
    Net Loans and Accured Int. 77,315.80 74,158.95 80,183.50 73,246.42 67,788.05
    - Loans & Receivables 77,315.80 74,158.95 80,183.50 78,202.19 67,788.05
    - Allowance for Doubtful Acct - - - 5,507.21 -
    Assets Forclosed-Net - - - - -
    PP&E Net 394.56 520.44 495.09 529.24 516.34
    Total Assets 83,687.18 79,028.03 85,409.26 79,647.82 73,635.77
    Deposits - - - - -
    Borrowings 10,428.31 9,799.27 11,375.49 - 10,067.73
    - ST-Borrowing 10,428.31 9,799.27 11,375.49 - 10,067.73
    Total Liabilities 62,210.40 60,558.30 65,674.22 63,296.21 61,058.61
    Authorized Capital 2,578.33 2,578.33 2,578.33 2,578.33 2,578.33
    Paid-Up Capital 2,578.33 2,578.33 2,578.33 2,578.33 2,578.33
    - Preferred Shares - - - - -
    - Ordinary Shares 2,578.33 2,578.33 2,578.33 2,578.33 2,578.33
    Premium (Discount) On Share Capital 1,891.81 1,891.81 1,891.81 1,891.81 1,891.81
    Other Surplus (Deficit) - - - - -
    Retained Earnings (Deficit) 16,980.01 13,972.12 15,237.56 11,881.47 8,107.01
    Treasury Stock - - - - -
    Shareholders' Equity 21,450.15 18,442.26 19,707.71 16,351.61 12,577.16
    Minority Interest 26.64 27.47 27.34 - -
    more
    Statement of Comprehensive Income (MB.) 9M/2020 
    (01/01/20 
    -30/09/20) 
    9M/2019 
    (01/01/19 
    -30/09/19) 
    2019 
    (01/01/19 
    -31/12/19) 
    2018 
    (01/01/18 
    -31/12/18) 
    2017 
    (01/01/17 
    -31/12/17) 
    Interest & Div. Income 7,709.06 6,965.97 9,467.98 8,795.77 8,092.56
    - Loans - - - 8,795.77 -
    Interest Expense 1,158.77 1,167.04 1,566.17 1,555.36 1,628.58
    - Deposits - - - - -
    Net Interest & Div Income 6,550.29 5,798.93 7,901.81 7,240.41 6,463.98
    Bad Debt & Doubtful Acct. 5,094.72 4,592.11 6,433.03 5,702.52 6,626.90
    Loss on Debt Restructuring - - - - -
    Non-Interest Income 179.71 303.91 340.12 277.45 319.19
    Fees & Service Income 6,280.63 6,719.05 9,171.86 8,640.06 8,120.02
    Gain on Investments - - - - -
    Gain on Exchange 37.81 111.46 149.11 142.34 138.83
    Non-Interest Expenses 5,222.91 5,684.53 7,722.05 7,523.63 7,143.05
    - Personnel Expenses - - - 2,071.32 -
    - Premises & Equip Expenses - - - 959.34 -
    - Fees & Service Expenses - - - - -
    - Loss on Investments - - - - -
    - Loss on Exchange - - - - -
    Net Income before Tax 5,014.05 5,254.82 6,904.07 6,416.20 4,126.74
    Net Profit 4,011.37 4,204.88 5,524.07 5,139.59 3,304.32
    EPS (B.) 1.56 1.63 2.14 1.99 12.82
    more
    Statement of Cash Flow (MB.) 9M/2020 
    (01/01/20 
    -30/09/20) 
    9M/2019 
    (01/01/19 
    -30/09/19) 
    2019 
    (01/01/19 
    -31/12/19) 
    2018 
    (01/01/18 
    -31/12/18) 
    2017 
    (01/01/17 
    -31/12/17) 
    Operating Cash Flow 5,973.33 1,108.66 -2,211.37 1,916.09 -326.80
    Investing Cash Flow -104.55 -292.54 -487.32 -221.74 -439.46
    Financing Cash Flow -4,012.43 -2,367.00 1,324.91 -673.38 1,302.31
    Net Cash Flow 1,856.35 -1,550.88 -1,373.78 1,020.96 536.05
    more
    Annualized: ROE, ROA
    Ratios 9M/2020  9M/2019  2019  2018 
    ROE (%) 26.72 32.38 30.64 35.53
    ROA (%) 8.19 8.91 8.37 8.37
    Net Profit Margin (%) 28.31 30.06 29.10 29.02

    Information only PP, PO, XR and XD
    Capital Movement (Last 3 Year)
    Date CA Type Changed paid up share Paid up share Par
    No Information Found

    Growth Rate (%) 9M/2020  9M/2019  2019  2018 
    Loan Growth N/A -100.00 -100.00 N/A
    Deposit Growth N/A N/A N/A N/A
    Net Profit Growth -4.60 7.51 7.48 55.54


    Trading Sign (Latest)
    Trading Alert Posted Date Lifted Date
    No Information Found

    Market Alert (Latest)
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    Only Preferred Share and Warrants
    Other Securities
    Securities Name -

    Remark - Calculated from adjusted price
      - Presented and calculated from the consolidated statement and displayed as cumulative quarterly statement by fiscal year (Company statement will be presented and calculated incase consolidated statement is not available.)
      - The information is quarterly updated within 7 business days after the new financial statement is submitted.
      -
     
    Information on the financial statements is presented according to the information that the listed companies submit on that period. The investors should study additional information from the companies' financial statements since some companies may restate the comparing financial statements on the latest financial statements.
    Source: www.set.or.th (Copyright © The Stock Exchange of Thailand)
    The Information is provided for informative and educational purposes only.