Company Summary
KTC KRUNGTHAI CARD PUBLIC COMPANY LIMITED
Financials/Finance & Securities
SET50 / SETTHSI
CG Report:   
 
  Data as of 27 Jan 2022  
Price (B.) 52 Week High/Low P/E (X) P/BV (X) Paid-up (MB.) Market Cap (MB.)
59.50 84.75 / 52.75 25.77 6.01 2,578.33 153,410.88
News
Date/Time Subject
21 Jan 2022 17:26   Management Discussion and Analysis Yearly Ending 31 Dec 2021
21 Jan 2022 17:25   Financial Statement Yearly 2021 (Unreviewed/Unaudited)
21 Jan 2022 17:25   Financial Performance Yearly (F45) (Unaudited)
27 Dec 2021 17:00   Appointment of Director and Nomination and Remuneration Committee
03 Dec 2021 17:07   Resignation of Directors and Nomination and Remuneration Committee
more

Company Profile
Address UNITED BUSINESS CENTER II BUILDING, FLOOR 14, 591 NORTH KLONGTON, WATTANA Bangkok 10110
Telephone 0-2123-5000, 0-2123-5100
Fax 0-2828-5064
URL www.ktc.co.th
  Annual Report 2020
Establish Date - Listed Date 28/10/2002
IPO Price (Baht) 19.00 @Par10.00 Baht
IPO Financial Advisory
  • MERRILL LYNCH PHATRA SECURITIES CO., LTD.
  • Par 1.00 Baht
    Last Par Change Old 10.00 : New 1.00 @ 13/07/2018

    Business
    The Company provides consumer financial products in Thailand; provides credit card business, credit card related business, acquiring business, bill payment and personal Loan business

    Free Float 24 Feb 2021 25 May 2020
    % /Shareholders
    40.45% 16,025 35.63% 14,314
    Foreign Shareholders 13.45% (As of 27/01/2022) Foreign Limit 49.00%
    NVDR Shareholders  7.94% (As of 27/01/2022)
    5 Yr Price Performance (Adjusted Price)
    Price Performance (Adjusted Price) Compare to Stock (%) Compare to Sector (%) Compare to Market (%)
    5 Days -0.42 2.33 0.97
    20 Days 3.03 4.85 3.18
    60 Days 4.39 -0.84 3.97
    120 Days -5.93 -6.10 -11.49
    YTD 0.42 4.41 1.86
    P/E (X) 25.77 22.65 20.51
    P/BV (X) 6.01 3.22 1.76
    Turnover Ratio (%) 0.61 1.40 1.59

    Top 10 Major Shareholders(@20 Apr 2021) Share %
    1. ธนาคาร กรุงไทย จำกัด (มหาชน) 1,270,908,500 49.29
    2. นาย มงคล ประกิตชัยวัฒนา 269,340,000 10.45
    3. บริษัท Thai NVDR Company Limited 197,304,345 7.65
    4. น.ส. ฉันทนา จิรัฐิติภัทร์ 128,674,600 4.99
    5. MORGAN STANLEY & CO. INTERNATIONAL PLC 125,500,000 4.87
    6. UOB KAY HIAN PRIVATE LIMITED 63,620,000 2.47
    7. UBS AG SINGAPORE BRANCH 50,300,000 1.95
    8. UOB KAY HIAN PTE LTD A/C - RC 50,000,000 1.94
    9. SOUTH EAST ASIA UK (TYPE C) NOMINEES LIMITED 26,165,427 1.01
    10. บริษัทหลักทรัพย์ เมย์แบงก์ กิมเอ็ง (ประเทศไทย) จำกัด (มหาชน) 25,801,200 1.00

    Management Position
    1. Mr. PRASONG POONTANEAT CHAIRMAN OF THE BOARD OF DIRECTORS
    2. Mr. RATHIAN SRIMONGKOL CHIEF EXECUTIVE OFFICER / DIRECTOR
    3. Mrs. PRARALEE RATANAPRASARTPORN DIRECTOR
    4. Mr. RUNGRUANG SUKKIRDKIJPIBOON DIRECTOR
    5. Lt.Gen. APICHAT CHAIYADAR INDEPENDENT DIRECTOR
    6. Mr. PRAPHAISITH TANKEYURA INDEPENDENT DIRECTOR / CHAIRMAN OF THE AUDIT COMMITTEE
    7. Mr. NATHPORN CHATUSRIPITAK INDEPENDENT DIRECTOR / AUDIT COMMITTEE
    8. Mrs. NAMPUNG WONGSMITH INDEPENDENT DIRECTOR / AUDIT COMMITTEE
    Accumulated: Turnover Ratio, Value Trade/Day
    Statistics YTD
    27 Jan 2022
    2021
    30 Dec 2021
    2020
    30 Dec 2020
    Listed share (M.) 2,578.33  2,578.33  2,578.33 
    Market Cap (MB.) 153,410.88  152,766.29  153,410.88 
    Price (B./share) 59.50  59.25  59.50 
    BVPS (B./Share) 9.91  9.91  8.32 
    P/BV (X) 6.01  5.98  7.15 
    P/E (X) 25.77  25.67  28.78 
    Turnover Ratio (%) 5.81  131.60  125.45 
    Value Trade/Day (MB.) 500.02  955.73  468.61 
    Beta 1.70  1.73  1.12 
     
    Rate of Return YTD  2021  2020 
    Price Change (%) 0.42  -0.42  50.63 
    Dividend Yield (%) 1.48  1.49  1.48 
    Payout Ratio 0.38  0.38  0.43 
    Dividend Policy Approximately 40 percent of the net profit after the deduction of income tax and appropriation of legal reserve

    Dividend
    Operation Period Dividend/Share Unit Payment Date Type
    01 Jan 2020 - 31 Dec 2020 0.88 Baht 07 May 2021 Cash
    01 Jan 2019 - 31 Dec 2019 0.88 Baht 30 Apr 2020 Cash
    01 Jan 2018 - 31 Dec 2018 0.82 Baht - Cash
     
    Auditor
    (Effective Until 31/12/2021)
    MR. SUPHAMIT TECHAMONTRIKUL/DELOITTE TOUCHE TOHMATSU JAIYOS AUDIT CO., LTD.
    MR. CHAVALA TIENPASERTKIJ/DELOITTE TOUCHE TOHMATSU JAIYOS AUDIT CO., LTD.
    MRS. NISAKORN SONGMANEE/DELOITTE TOUCHE TOHMATSU JAIYOS AUDIT CO., LTD.
    F/S Year ended 31/12
    Latest Type of Report -
    Financial Data
    Statement of Financial Position (MB.) 9M/2021 
    (01/01/21 
    -30/09/21) 
    9M/2020 
    (01/01/20 
    -30/09/20) 
    2020 
    (01/01/20 
    -31/12/20) 
    2019 
    (01/01/19 
    -31/12/19) 
    2018 
    (01/01/18 
    -31/12/18) 
    Accounting Type Consolidate Consolidate Consolidate Consolidate Company
    Cash 1,444.69 3,204.72 1,914.00 1,348.37 2,722.14
    Investment Net - - - 9.00 -
    Net Loans and Accured Int. 77,981.04 77,315.80 82,794.07 80,183.50 9.03
     - Loans & Receivables 77,981.04 77,315.80 82,794.07 - 73,246.42
    Assets Forclosed-Net - - - - 78,202.19
    PP&E Net 438.59 394.56 481.44 495.09 5,507.21
    Total Assets 83,290.19 83,687.18 88,403.31 85,409.26 -
    Borrowings & Deposits 7,190.00 10,428.31 13,959.41 11,375.49 529.24
    Total Liabilities 57,376.66 62,210.40 65,553.04 65,674.22 79,647.82
    Authorized Capital 2,578.33 2,578.33 2,578.33 2,578.33 -
    Paid-Up Capital 2,578.33 2,578.33 2,578.33 2,578.33 54,122.30
    Premium (Discount) on Share Capital 1,891.81 1,891.81 1,891.81 1,891.81 8,155.57
    Retained Earnings (Deficit) 20,690.71 16,980.01 18,328.81 15,237.56 63,296.21
    Treasury Stock - - - - 2,578.33
    Shares Of The Company Held By Subsidiaries - - - - 2,578.33
    Shareholders' Equity 25,541.49 21,450.15 22,798.95 19,707.71 -
     - Ordinary Shares - - - - 2,578.33
    Treasury Shares - - - - -
    Shares Of The Company Held By Subsidiaries - - - - -
    Other Surplus (Deficit) - - - - -
    Premium (Discount) On Share Capital - - - - 1,891.81
    Retained Earnings (Deficit) - - - - 11,881.47
    Shareholders' Equity - - - - 16,351.61
    Minority Interest - - - - -
    more
    Statement of Comprehensive Income (MB.) 9M/2021 
    (01/01/21 
    -30/09/21) 
    9M/2020 
    (01/01/20 
    -30/09/20) 
    2020 
    (01/01/20 
    -31/12/20) 
    2019 
    (01/01/19 
    -31/12/19) 
    2018 
    (01/01/18 
    -31/12/18) 
    Accounting Type Consolidate Consolidate Consolidate Consolidate Company
    Revenue From Operations 13,302.62 13,989.69 18,644.58 18,639.84 -
     - Interest Income 7,988.67 7,709.06 10,354.86 9,467.98 -
      - From Loan Receivables - - - - -
     - Brokerage Fee Income - - - - -
     - Revenue From Operations - Others - - - - -
     Total Revenue 15,929.61 14,169.40 18,891.00 18,979.96 -
    Costs - - - - -
    (Reversal Of) Expected Credit Losses 3,623.18 2,811.48 3,486.54 2,936.78 -
    Selling And Administrative Expenses 5,196.88 5,063.20 7,049.91 7,519.01 8,795.77
    Fees And Service Expenses - - - - 1,555.36
    EBIT 6,912.51 6,172.82 8,190.56 8,470.24 7,240.41
    Net Profit : Owners Of The Parent 4,630.71 4,011.37 5,332.87 5,524.07 8,640.06
    EPS (B.) 1.80 1.56 2.07 2.14 -
    Net Fees And Service Expenses - - - - 8,640.06
    Dividend Income - - - - -
    Gains (Losses) on Investments - - - - -
    Interest Income (Expense) From Financial Assets And Liabilities Designated At Fair Value - - - - 142.34
    Other Operating Expenses - - - - 7,523.63
     - Personnel Expenses - - - - 2,071.32
     - Premises & Equip Expenses - - - - 959.34
    (Reversal Of) Expected Credit Losses - - - - 2,360.42
    Net Income before Tax - - - - 6,416.20
    Net Profit : Owners Of The Parent - - - - 5,139.59
    EPS (B.) - - - - 1.99
    more
    Statement of Cash Flow (MB.) 9M/2021 
    (01/01/21 
    -30/09/21) 
    9M/2020 
    (01/01/20 
    -30/09/20) 
    2020 
    (01/01/20 
    -31/12/20) 
    2019 
    (01/01/19 
    -31/12/19) 
    2018 
    (01/01/18 
    -31/12/18) 
    Accounting Type Consolidate Consolidate Consolidate Consolidate Company
    Operating Cash Flow 10,758.80 5,973.33 3,480.10 -2,211.37 -
    Investing Cash Flow -417.04 -104.55 -401.86 -487.32 -
    Financing Cash Flow -11,094.45 -4,012.43 -2,512.61 1,324.91 -
    Net Cash Flow -752.70 1,856.35 565.63 -1,373.78 -
    Operating Cash Flow - - - - 1,916.09
    Investing Cash Flow - - - - -221.74
    Financing Cash Flow - - - - -673.38
    Net Cash Flow - - - - 1,020.96
    more
    Annualized: ROE, ROA
    Ratios 9M/2021  9M/2020  2020  2019 
    ROE (%) 25.33 25.19 25.09 28.03
    ROA (%) 10.70 9.93 9.42 9.92
    D/E (X) 2.21 2.90 2.87 3.33
    Total Asset Turnover (X) 0.25 0.23 0.22 0.22
    Net Profit Margin (%) 29.28 28.31 28.22 29.10

    Information only PP, PO, XR and XD
    Capital Movement (Last 3 Year)
    Date CA Type Changed paid up share Paid up share Par
    No Information Found

    Growth Rate (%) 9M/2021  9M/2020  2020  2019 
    Loans & Deposits growth N/A N/A N/A N/A
    Operating Expense growth N/A N/A N/A N/A
    Net Profit Growth 15.44 -4.60 -3.46 7.48


    Trading Sign (Latest)
    Trading Alert Posted Date Lifted Date
    No Information Found

    Market Alert (Latest)
    No Information Found
    more

    Only Preferred Share and Warrants
    Other Securities
    Securities Name -

    Remark - Calculated from adjusted price
      - Presented and calculated from the consolidated statement and displayed as cumulative quarterly statement by fiscal year (Company statement will be presented and calculated incase consolidated statement is not available.)
      - The information is quarterly updated within 7 business days after the new financial statement is submitted.
      -
     
    Information on the financial statements is presented according to the information that the listed companies submit on that period. The investors should study additional information from the companies' financial statements since some companies may restate the comparing financial statements on the latest financial statements.
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